{"id":1403,"date":"2021-06-09T12:21:33","date_gmt":"2021-06-09T10:21:33","guid":{"rendered":"https:\/\/avocat-buruian-caracas.ro\/?p=1403"},"modified":"2022-02-18T13:51:55","modified_gmt":"2022-02-18T11:51:55","slug":"ipoteca-mobiliara-radierea-ipotecii-inscrisa-in-arhiva-ecetronica-de-garantii-reale-mobiliare","status":"publish","type":"post","link":"https:\/\/avocat-buruian-caracas.ro\/ro\/2021\/06\/09\/ipoteca-mobiliara-radierea-ipotecii-inscrisa-in-arhiva-ecetronica-de-garantii-reale-mobiliare\/","title":{"rendered":"Ipoteca mobiliar\u0103 \u2013Radierea ipotecii \u00eenscris\u0103 \u00een Arhiva Ecetronic\u0103 de Garan\u021bii Reale Mobiliare"},"content":{"rendered":"

Te-ai \u00eent\u00e2lnit cu situa\u021bia \u00a0de a avea o ipotec\u0103 \u00eenscris\u0103 \u00een Arhiva de Garan\u021bii Reale Mobiliare? Vrei s\u0103 o radiezi, dar nu \u0219tii exact care este procedura?<\/p>\n

Iat\u0103 ce trebuie s\u0103 \u0219tii:<\/strong><\/p>\n

\u00cen primul r\u00e2nd, ipoteca reprezint\u0103 una din formele de garantare cel mai frecvent utilizat\u0103 de c\u0103tre debitor fa\u021b\u0103 de creditorul s\u0103u, fiind definit\u0103 de art. 2.343 C.civ. ca fiind \u201dun drept real asupra bunurilor mobile sau imobile afectate execut\u0103rii unei obliga\u021bii\u201d.<\/em><\/p>\n

Ipoteca mobiliar\u0103, reglementat\u0103 de art. 2.387-2.419 C.civ. se constituie printr-un contract, ce poate fi \u00eencheiat \u00een form\u0103 autentic\u0103 sau sub semn\u0103tur\u0103 privat\u0103, sub sanc\u021biunea nulit\u0103\u021bii. Acest tip de ipotec\u0103 \u00ee\u0219i produce efectele de la momentul la care obliga\u021bia garantat\u0103 se na\u0219te \u0219i devine opozabil\u0103 ter\u021bilor prin \u00eenscriere \u00een Arhiva Electronic\u0103 de Garan\u021bii Reale Mobiliare.<\/p>\n

\u00cen ceea ce prive\u0219te bunurile ce pot fi ipotecate, ipoteca mobiliar\u0103 poate avea ca obiect o varietate de bunuri mobile corporale sau incorporale. \u00cen acest sens, art. 2.389 C.civ. prevede c\u0103 pot fi ipotecate urm\u0103toarele tipuri de bunuri:<\/p>\n

    \n
  1. a) crean\u0163e b\u0103ne\u015fti n\u0103scute din contractul de v\u00e2nzare, contractul de loca\u0163iune sau orice alt act \u00eencheiat cu privire la un bun, cele rezultate dintr-un contract de asigurare, cele n\u0103scute \u00een considerarea asum\u0103rii unei obliga\u0163ii sau a constituirii unei garan\u0163ii, a folosirii unei c\u0103r\u0163i de credit ori de debit ori a c\u00e2\u015ftig\u0103rii unui premiu la o loterie sau alte jocuri de noroc organizate \u00een condi\u0163iile legii;<\/li>\n
  2. b) crean\u0163e constatate prin titluri nominative, la ordin sau la purt\u0103tor;<\/li>\n
  3. c) conturi bancare;<\/li>\n
  4. d) ac\u0163iuni \u015fi p\u0103r\u0163i sociale, valori mobiliare \u015fi alte instrumente financiare;<\/li>\n
  5. e) drepturi de proprietate intelectual\u0103 \u015fi orice alte bunuri incorporale;<\/li>\n
  6. f) petrolul, gazul natural \u015fi celelalte resurse minerale care urmeaz\u0103 a fi extrase;<\/li>\n
  7. g) efectivele de animale;<\/li>\n
  8. h) recoltele care urmeaz\u0103 a fi culese;<\/li>\n
  9. i) p\u0103durile care urmeaz\u0103 a fi t\u0103iate;<\/li>\n
  10. j) bunurile corporale care fac obiectul unui contract de loca\u0163iune, care sunt de\u0163inute \u00een vederea v\u00e2nz\u0103rii, \u00eenchirierii ori furniz\u0103rii \u00een temeiul unui contract de prest\u0103ri de servicii, care sunt furnizate \u00een temeiul unui contract de prest\u0103ri de servicii, precum \u015fi materia prim\u0103 \u015fi materialele destinate a fi consumate sau prelucrate \u00een exploatarea unei \u00eentreprinderi, produsele \u00een curs de fabrica\u0163ie \u015fi produsele finite;<\/li>\n
  11. k) echipamentele, instala\u0163iile \u015fi orice alte bunuri destinate s\u0103 serveasc\u0103 \u00een mod durabil exploat\u0103rii unei \u00eentreprinderi<\/li>\n
  12. l) orice alte bunuri mobile, corporale sau incorporale.\u0103rii unei \u00eentreprinderi;\u201d<\/li>\n<\/ol>\n

    Ipoteca mobiliar\u0103 subzist\u0103 at\u00e2ta timp c\u00e2t exist\u0103 \u0219i obliga\u021bia pe care o garanteaz\u0103, fiind accesorie \u0219i indivizibil\u0103 \u00een raport cu obliga\u021bia principal\u0103 \u0219i prin urmare poate fi radiat\u0103 doar \u00een momentul \u00een care obliga\u021bia garantat\u0103 a fost stins\u0103.<\/p>\n

    Revenind la procedura radierii, trebuie s\u0103 \u0219tii c\u0103 demersurile pentru radierea ipotecii mobiliare vor fi demarate de c\u0103tre creditorul ipotecar<\/strong>.<\/p>\n

    Creditorul ipotecar este cel care, potrivit art. 2.419 C.civ., are obliga\u021bia de a solicita operatorului arhivei radierea ipotecii \u00eentr-un termen de 10 zile <\/strong>de la efectuarea pl\u0103\u021bii de c\u0103tre debitor.<\/p>\n

    \u00cen cazul unei omisiuni a creditorului de a face aceast\u0103 solicitare, acesta va r\u0103spunde pentru prejudiciile directe sau indirecte aduse debitorului \u0219i constituitorului ipotecii, caz \u00een care valoarea daunelor-interese ce se vor pl\u0103ti nu poate fi mai mic\u0103 dec\u00e2t echivalentul in lei a sumei de 500 de euro.<\/p>\n

    Solicitarea de radiere a ipotecii se va realiza prin completarea \u0219i \u00eenscrierea la AEGRM, de c\u0103tre creditor, a unui Formular de Aviz de Stingere a Avizului de Ipotec\u0103 Ini\u021bial.<\/p>\n

    A\u0219adar procedura nu este una complicat\u0103, \u00eens\u0103 pentru a evita alte inconveniente pe viitor este bine s\u0103 fie efectuat\u0103 la timp.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Te-ai \u00eent\u00e2lnit cu situa\u021bia \u00a0de a avea o ipotec\u0103 \u00eenscris\u0103 \u00een Arhiva de Garan\u021bii Reale Mobiliare? Vrei s\u0103 o radiezi, dar nu \u0219tii exact care este procedura? Iat\u0103 ce trebuie s\u0103 \u0219tii: \u00cen primul r\u00e2nd, ipoteca reprezint\u0103 una din formele de garantare cel mai frecvent utilizat\u0103 de c\u0103tre debitor fa\u021b\u0103 de creditorul s\u0103u, fiind definit\u0103 […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"yoast_head":"\nIpoteca mobiliar\u0103 \u2013Radierea ipotecii \u00eenscris\u0103 \u00een Arhiva Ecetronic\u0103 de Garan\u021bii Reale Mobiliare - SCPA BURUIAN, CARACA\u0218 \u0218I ASOCIA\u021aII<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/avocat-buruian-caracas.ro\/ro\/2021\/06\/09\/ipoteca-mobiliara-radierea-ipotecii-inscrisa-in-arhiva-ecetronica-de-garantii-reale-mobiliare\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ipoteca mobiliar\u0103 \u2013Radierea ipotecii \u00eenscris\u0103 \u00een Arhiva Ecetronic\u0103 de Garan\u021bii Reale Mobiliare - SCPA BURUIAN, CARACA\u0218 \u0218I ASOCIA\u021aII\" \/>\n<meta property=\"og:description\" content=\"Te-ai \u00eent\u00e2lnit cu situa\u021bia \u00a0de a avea o ipotec\u0103 \u00eenscris\u0103 \u00een Arhiva de Garan\u021bii Reale Mobiliare? 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Vrei s\u0103 o radiezi, dar nu \u0219tii exact care este procedura? 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